Terms and Conditions

These Terms and Conditions govern the access to and use of the educational programs and digital materials provided through this website. They outline the nature of the services offered, enrollment process, payment terms, intellectual property rights, and important risk disclosures related to trading education.

Overview

These Terms and Conditions govern the access to and use of the educational programs, digital materials, and services provided through this website.

The programs offered are designed to teach the principles of systematic and algorithmic trading, including topics such as strategy design, system validation, portfolio construction, and automation using platforms like MetaTrader 5 and programming languages such as MQL5.

All content is provided exclusively for educational purposes.
Nothing presented within the programs constitutes financial advice, investment recommendations, or portfolio management services.

Trading and investing in financial markets involve significant risk. The methods and examples discussed within the programs are intended to illustrate systematic trading concepts and professional workflows, not to guarantee financial results.

By enrolling in any program offered through this website, the user agrees to these Terms and Conditions, as well as the Privacy Policy and any other legal notices published on the site.

1. Provider Identification

This website and the educational programs offered through it are operated by José Martínez, an independent educator specializing in systematic and algorithmic trading.

The services provided through this website consist of online educational programs and digital learning materials related to algorithmic trading, quantitative system design, and trading automation using platforms such as MetaTrader 5 and programming languages such as MQL5.

All training programs, course materials, and educational resources are delivered digitally through the online learning platform associated with this website.

For any inquiries regarding these Terms and Conditions or the services provided through this website, users may contact the provider through the contact form available on this website.

2. Scope of Service

The services provided through this website consist of online educational programs focused on systematic and algorithmic trading.

The programs may include digital learning materials such as:

  • Video lessons
  • Technical documentation
  • Strategy design examples
  • Code samples and programming templates
  • Educational resources related to trading system development

The educational content may cover topics including, but not limited to:

  • Algorithmic trading principles
  • Strategy design and validation
  • Backtesting methodologies
  • Portfolio construction
  • Trading automation using platforms such as MetaTrader 5
  • Programming concepts related to MQL5 and systematic trading systems
  • The use of artificial intelligence tools as part of the development workflow

Access to the programs is provided through a digital learning platform, and content is delivered exclusively online.

The services offered through this website are educational in nature. They are intended to teach concepts, workflows, and technical skills related to systematic trading and trading system development.

The services offered through this website do not include:

  • Investment advice
  • Financial advisory services
  • Portfolio management
  • Brokerage services
  • Capital management on behalf of users

Participation in the programs does not establish any professional, financial, or advisory relationship between the provider and the student beyond the delivery of educational content.

3. Enrollment Process

To enroll in any program offered through this website, the user must complete the online purchase process and provide the information required during checkout.

The enrollment process typically includes the following steps:

  • Selecting the desired program or educational product
  • Providing the required billing and account information
  • Confirming the purchase and completing the payment through the available payment methods

The enrollment is considered completed once the payment has been successfully processed and confirmed.

After the purchase has been confirmed, the student will receive access to the digital learning platform where the educational content is hosted.

Access instructions and account information may be delivered through the platform itself or through automated system notifications.

Users are responsible for providing accurate and up-to-date information during the purchase process.

The provider reserves the right to refuse or cancel an enrollment in cases of:

  • Fraudulent transactions
  • Payment disputes or chargebacks
  • Suspected misuse of the services or platform

4. Pricing and Payments

The price of each program or educational product will be the one indicated on this website at the time of purchase.

All prices are displayed during the checkout process before the user confirms the payment.

Payment must be completed through the payment methods made available on the website in order to finalize the enrollment.

Access to the purchased program will be granted once the payment has been successfully processed and confirmed.

The provider reserves the right to modify the prices of the programs or services offered on this website at any time. Such modifications will not affect purchases that have already been completed.

Users agree not to initiate unjustified payment disputes, chargebacks, or payment reversals after access to the digital content has been granted.

In the event of a payment dispute or chargeback after access has been provided, the provider reserves the right to:

  • Suspend or terminate access to the program
  • Restrict access to the learning platform
  • Take reasonable measures to recover the unpaid amount

5. Nature of the Educational Service

The programs and materials offered through this website are provided exclusively for educational and informational purposes.

The content is designed to teach concepts, methodologies, and technical skills related to systematic trading, algorithmic strategy development, and trading system automation.

Nothing contained within the programs, materials, or communications provided through this website constitutes:

  • Financial advice
  • Investment recommendations
  • Portfolio management services
  • Brokerage services
  • Personalized trading guidance

Examples, demonstrations, trading strategies, code samples, and case studies presented within the programs are intended solely to illustrate educational concepts and technical workflows.

The provider does not guarantee any financial results or trading performance resulting from the use or application of the information presented in the programs.

Any decisions to trade or invest in financial markets are made solely by the user and are undertaken at the user's own risk.

The provider is not responsible for any financial losses, trading outcomes, or investment decisions made by users based on the educational content provided.

6. Risk Disclosure

Trading and investing in financial markets involve significant risk and may result in substantial financial losses.

Market conditions can change rapidly, and no trading strategy or system can guarantee consistent profitability.

Users should understand that:

  • Past performance does not guarantee future results
  • Trading strategies may experience periods of losses
  • Market conditions can change in ways that affect the performance of any system
  • It is possible to lose part or all of the capital invested in financial markets

The educational programs provided through this website aim to teach structured approaches to systematic trading and strategy development. However, the application of these concepts in real trading environments involves risk and uncertainty.

Users are solely responsible for evaluating whether trading activities are appropriate for their financial situation, risk tolerance, and level of experience.

The provider does not assume responsibility for any financial losses or trading outcomes resulting from the use of the information presented within the programs.

7. Intellectual Property

All content provided within the programs offered through this website is protected by intellectual property laws.

This includes, but is not limited to:

  • Video lessons and educational recordings
  • Written materials and documentation
  • Strategy examples and educational explanations
  • Code samples, programming templates, and software examples
  • Downloadable resources and technical materials

All such materials remain the exclusive intellectual property of the provider, unless otherwise stated.

Enrollment in a program grants the student a limited, non-transferable, non-exclusive license to access and use the materials solely for personal educational purposes.

Users are strictly prohibited from:

  • Sharing or distributing course materials with third parties
  • Publishing or reproducing the content in any form
  • Sharing login credentials or providing access to others
  • Using the materials for commercial purposes without prior written authorization

Unauthorized use, reproduction, or distribution of the materials may result in:

  • Immediate termination of access to the programs
  • Restriction of access to the learning platform
  • Legal action where applicable

8. Refund Policy and Right of Withdrawal

The programs offered through this website consist of digital educational content delivered online.

According to European consumer protection regulations, users generally have the right to withdraw from a purchase within 14 days without providing a reason.

However, this right of withdrawal does not apply once access to the digital content has been granted, in accordance with Article 103(m) of Directive 2011/83/EU on consumer rights.

By completing the purchase, the user expressly agrees to the immediate execution of the digital service and acknowledges that the right of withdrawal is lost once access to the educational content has been activated.

Access to the program is typically granted immediately after the purchase has been successfully completed.

Due to the digital nature of the programs and the inclusion of proprietary downloadable materials, purchases become non-refundable once access to the content has been activated.

If, for any reason, access to the program has not yet been granted, the user may request cancellation within 14 days of purchase by contacting the provider through the contact form available on this website.

If the withdrawal request is valid, the refund will be processed using the same payment method originally used for the purchase, where technically possible.

9. Access Suspension or Termination

The provider reserves the right to suspend or terminate access to the programs and the learning platform in cases where a user violates these Terms and Conditions or engages in activities that compromise the integrity of the services.

Access may be suspended or terminated in situations including, but not limited to:

  • Sharing login credentials with third parties
  • Unauthorized distribution or reproduction of course materials
  • Attempting to copy, download, or redistribute protected content in violation of these terms
  • Fraudulent transactions or payment disputes after access has been granted
  • Misuse of the learning platform or any associated community spaces

In such cases, the provider may restrict or terminate access to the programs without refund, particularly where access has already been granted to the digital content.

The provider may also take reasonable measures to protect the intellectual property and integrity of the educational materials and platform.

10. Modifications to the Service

The provider reserves the right to update, modify, or improve the educational programs and materials offered through this website at any time.

Such modifications may include:

  • Updating course content or educational materials
  • Adding or removing lessons or resources
  • Improving the structure or organization of the programs
  • Changing the technical platform used to deliver the content

These updates are intended to improve the educational quality of the programs and do not constitute a breach of the services provided.

11. Platform Availability

The provider makes reasonable efforts to ensure that the learning platform and digital services remain available and accessible.

However, uninterrupted access to the platform cannot be guaranteed.

Temporary interruptions may occur due to:

  • Technical maintenance
  • Platform updates
  • Server or infrastructure issues
  • Other circumstances beyond the provider's control

The provider will make reasonable efforts to restore access as soon as possible in the event of technical disruptions.

12. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of Spain.

Any dispute or claim arising out of or in connection with these Terms and Conditions, or the use of the services provided through this website, shall be subject to the jurisdiction of the courts and tribunals competent under applicable Spanish law.

Where the user qualifies as a consumer under applicable legislation, the jurisdiction rules established by consumer protection regulations will apply.

Last updated: March 2026